Carol has a BA in Math Education from BYU and is a few classes away from a BS in Marriage and Family Studies through BYUI online. She plans to pursue a Master’s degree in Marriage, Family and Human Development. She and her husband Cody are the parents of 3 BYU students and one future BYU student. She enjoys outdoor activities with family and connecting with people from diverse cultures and backgrounds.
Carol Roskelley
More from this author
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Religion and Finances: A Potentially Rewarding Paradoxical Relationship
Left or right? Up or down? There is a reason these words are considered opposites—because they rarely describe someone or something at the same time. To do so would be paradoxical because of their “seemingly contradictory qualities.”[1]
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Lessons from the Past (COVID edition): The Uneven Impact of the Pandemic on Financial Stress and Family Relationships
Six feet apart, face masks, online learning, and social isolation—these are some of the common experiences people faced during the COVID-19 pandemic, while some also experienced sickness and the death of loved ones. Community lockdown, widespread job insecurity, rampant financial stress, and relational conflict were also trademarks of this unique time in history, which offers to teach emerging adults and the rising generation some profound lessons—among them, the answer to how changes in financial stress can impact relational wellbeing.
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Illuminating a Positive Path Forward: Navigating a Double Standard in the Influence of Work-Family Spillover and Financial Distress on Marital Satisfaction
As evidenced by numerous research studies, financial distress often negatively impacts relationship satisfaction.[1] Work-family spillover may be one potential reason for this association. Work-family spillover refers to the spillover of work stresses to family life (such as working overtime or bringing work home), as well as the spillover of family stresses to work (such as bringing family issues to work). Toby Driggs, Dr. Ashley LeBaron-Black, and colleagues analyzed how work-family spillover is related to financial distress and relationship satisfaction for newlywed dual-earner couples.[2] They found that although work-family spillover can be harmful to a relationship when paired with financial distress, couples can adjust to overcome this difficulty and come out stronger.
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Is Financial Stress Good or Bad for Couple Relationships? Well, It Depends…
According to personal finance expert Rachel Cruze, “Money and marriage should go hand in hand.” Unfortunately, Cruze has also asserted that money is the number one topic that married couples argue about and the second cause of divorce behind infidelity.[1] With the significant impact of money on marriage, is there any good news for couples experiencing financial stress? Gratefully, yes!
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Emerging Adults and the Cutting E.D.G.E. of Family Finance
How well do today’s emerging adults do when it comes to managing money? For the most part, not as well as we would hope. But that can change. A multi-generational, interview-based project was conducted to better understand what and how parents are teaching their children about finances. Based on the What’s and How’s of Family Financial $ocialization project, researchers have drawn numerous conclusions to assist parents in addressing and shrinking the gap between financially literate and financially illiterate emerging adults.[1]
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